10. Establishment of Bio-Fertiliser Units (Model Scheme)

Purpose: Production of various strains of good quality Bio-Fertilisers which are valuable (inputs) in sustainable agricultural production

Eligibility: Entrepreneurs in the field of agri inputs particularly those having interest in promoting eco-friendly technologies

Unit Cost: Rs.73,473 for establishing 150 TPA

Interest / Security: As stipulated by RBI

Subsidy: 25% from the Ministry of Agriculture

Repayment: Upto 9 years with a grace period of one / two years

11. Produce Marketing Loan (PML)

Objective: To provide liquidity to farmers and save them from distress sale of their harvested produces

Eligibility: Preferably, the farmers who have availed crop loans from the Branch.

Quantum of Loan: Maximum limit of Rs.10 lacs or 60% of the value of the produce whichever is less

The proceeds of this loan should be used to liquidate the existing crop loan. Thereafter renewal of crop loan may be considered if the farmer raises the second crop

Repayment: Within one year

Insurance: Value of stocks exceeding Rs.15000/- to be insured

Security:
A) For govt. owned warehouses / cold storage, no security is to be insisted except the pledge of warehouse receipts.
B) For private warehouses / cold storages
1) upto Rs. 2 lacs- obtention of guarantee deed from the owner of the godown.
2) Above Rs. 2.00 lacs - collateral is to be insisted as per the existing norms.

12. Drip Irrigation

Crops: The system can be used for all plants. However it is ideal for wide spaced high value Horticultural crops viz.coconut, plantation crops, fruit crops, medicinal plants, spices, flower plants etc.,

Components of drip system: Water supply pump, filters, fertiliser mixing tank, control system, main and submain lines,laterals, micro-tubes, drippers

Unit Cost: As approved by NABARD for various crops

Subsidy: Capital subsidy on Drip irrigation equipment's enhanced to 50% for all farmers and 100 % for SC/STs and Horticulture crops in Bijapur Districts

Repayment: 10-15 years with a grace period of 11 months in case of yielding plantations In case of new plantations grace period up to the period of maturity / yielding
for crops like sugarcane 7 years coinciding with harvesting / marketing