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Kisan Credit Card
Objectives:
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Kisan Credit Card Scheme aims at providing need based and timely credit support to the farmers for their cultivation needs as well as non-farm activities and cost effective manner.
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To bring about flexibility and operational freedom in credit utilisation.
Eligibility:
a) Under the scheme, Branches may issue Kisan Credit Cards to the farmers who are otherwise eligible for sanction of short term credit for crop production, allied activities and other non-farm activities.
b) The farmers should come from the operational area of the Branch.
Issue of Cards:
a) The farmers under the scheme will be issued a credit card-cum-passbook incorporating the name, address, particulars of land holding, borrowing limit / sub-limits, validity period, etc. to facilitate recording of the transactions on an on-going basis. The passbook, among others, would provide for a passport size photograph of the beneficiary.
b) The beneficiary farmer should produce the passbook while operating the account.
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