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Banking & Credit :: Bank of Baroda

1. Dairy, Poultry,etc.

Capital expenditure and working capital requirement of units engaged in dairy, piggery, poultry, sericulture and rearing of sheep, goat and camel, for construction of animal sheds, pig house, poultry sheds, purchase of milch animal, pig breeding ,chicks, layers, equipment/ machinery / transport vehicle for purchase of feed and to meet other expenditure etc.

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2. Irrigation Potential

Construction of surface well, deepening, renovation of existing wells, purchase of oil engine/electric motor and pump set, construction of shallow and deep tube wells, leveling of land for irrigation, construction of bandharas , sprinkler irrigation, drip irrigation and boring of well etc.

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3. Cultivation of Crops

Agriculture being the back bone of the Indian Economy, Bank of Baroda has contributed significantly in accelerating the pace of rural development by providing finance to farmer for purchase of agricultural inputs and other expenses of raising of crops.

Eligibility: Progressive, literate and illiterate farmers who are owner of land, cultivators, permanent tenants or leaseholders (for reasonably long period) or share croppers.

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4. Land Development

The mode of finance covers activities of terracing, bunding, leveling, kyari preparation, drainage lay out and reclamation of saline, alkaline and ravine lands.

Eligibility: All persons engaged in raising crops, fruit gardens, plantations and nursery crops as owners of land or permanent tenants or as lease holders.

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5. Agricultural Implements

The mode of finance covers activities for purchase of indigenous and improved agriculture equipments/ implements such as sprayers, dusters, hand tools such as khurpi, sickles, secatures, etc, threshers, winnowers, seed-cum-fertilizer drill and bullock or camel and or animal drawn cart etc.

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6. Development of Horticulture

Eligibility: All persons engaged in raising fruit gardens, plantations and nursery crops as owners of land or permanent tenants or as lease holders (for reasonably long period).

Nature of Facility: Term loan for capital expenditures & Cash credit for working capital requirements.

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