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8. Advances To Weaker Sections
Weaker section under priority sector shall include the following
- Small and marginal farmers with landholdings of 5 acres and less, landless labourers, tenant farmers and share croppers
- Artisans, village and cottage industries wher individual credit limits do not exceed Rs.50,000.00
- SJSRY/SLRS/DRI/SGSY/ SC & ST/SHGs
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Loans to distressed poor to prepay their debt to informal sector, against appropriate collateral or group security
Loans granted under (1) to (4) above, persons from Minority comminuties as may be notified by the Govt. Of India from time to time, & in States where one of the Miniority comminuties notified is in fact, in majority, item (5) will cover only the other notified minorities. These states / Union Terrritories are jammu & kashmir , Punjab, Sikkim, Mizoram, Nagaland & Lakshadweep.
9. Advances To SC/ST
Advances to State sponsored organisations for SC/ST for purchase and supply of inputs and /or the marketing of the output of the beneficiaries of these organisation.
10. Produce Marketing Loan
To Farmers to avoid distress sale of agricultural produce - Loans upto Rs.10 lakh granted to farmers, repayable in 12 months against hypothecation/pledge of agricultural produce including Warehouse receipt.
11. Vijaya Kisan Card
The scheme envisages meeting the entire crop production requirement of the Farmers including credit for post harvest /working capital requirements of allied Activities etc.
The scheme is flexible and farmer friendly. Personal accident insurance cover is available for Kisan cardholders.
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