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Banking & Credit :: VIJAYA BANK

2. Indirect loans to Agriculture 
  1. Loans in excess of Rs.1.00 crore to Corporates, Partnership Firms & Institutions, two thirds portion over & above Rs.1.00 crore come under indirect agriculture

  2. Loans to Food & Agro based processing units with investment cost on plant and machinery upto Rs.10.00 crore undertaken by those other than individuals, SHGs and Co-Operatives in rural areas

  3. Credit for purchase & distribution of fertilizers, pesticides, seeds etc.

  4. Credit upto Rs.40.00 lakhs for purchase &  distribution of inputs for the allied activities such as cattle feed, poultry feed etc

  5. Finance for hire purchase schemes for distribution of agricultural machinery and implements.

  6. Loans for construction and running of storage facilities -warehouse, market yards, godowns, silos, and cold storages designed to store agriculture produce / products irrespective of the location.

  7. Advances to custom service units managed by individuals institutions or organisations  who maintain a fleet of tractors, bulldozers, well boring equipment, threshers, combines etc. and undertake work for farmers on contract basis.

  8. Finance for setting up of Agri Clinic and Agri Business Centers

  9. Loans to farmers through primary agricultural credit societies (PACS), Farmers Service Societies (FSS), Large Sized Adivasi Multipurpose Societies (LAMPS)

  10. Loans to Co-operative Societies of farmers for disposing off the produce of members.

  11. Financing farmers indirectly through the Co-operative system.

  12. Loans upto Rs.30.00 lakhs for dealers in Drip irrigation / Sprinkler Irrigation / Agricultural Machinery irrespective of the location.

  13. Loans to NBFCs for on lending to individual farmers or their SHGs public JLGs.

  14. Loans granted to NGOs / MFIs for on lending to individual farmers of through SHGs / JLGs

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