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Banking & Credit :: Punjab National Bank

16. Scheme for financial assistance to agricultural graduates for purchase of land and undertaking agricultural activities

Purpose : purchase of land,development of land,crop loan/loan for any allied agricultural activity.

Eligibility: the applicant must belong to farming families which have no land holding. and must be graduates in agriculture, veterinary sciences, or agriculture engineering and must be presently unemployed.

17. Scheme for Financing Mushroom Cultivation

Purpose: loan is considered for investment credit and working capital (for initial one crop only).

Eligibility: loan is considered for individuals as well as for large sized units possessing adequate experience of mushroom cultivation.

18. Scheme for financing mushroom spawn production

Purpose : financial assistance for spawn production is considered for the purpose of investment as well as recurring expenditure. 

Eligibility: individuals as well as large sized units possessing qualification in plant pathology or having proper background and training for spawn production.

19. Scheme for financing setting up of biogas units

Eligibility: intending borrower should have adequate number of cattle commensurate with size of plant proposed to be set up.

20.Scheme for financing commission agents/arhtiyas/dealers, commission agents/arhtiyas & dealers engaged in distribution of cattle feed, poultry feed, dairy feed, etc., against their paid-up stock:

Details of the scheme for financing commission agents/arhtiyas/dealers for distribution of farm inputs are given in two parts, i.e., part-i and part-ii .

Part- I :
Finance to arhtiyas/commission agents/dealers engaged in distribution of agriculture inputs such as seeds, pesticides, fertilisers, etc., against their paid-up stock and book-debts and commission agents/arhtiyas who are extending credit to farmers for purchase of agriculture inputs but are not exclusive dealers of these inputs:

Eligibility : individual/firm/private or public limited company/corporate body or co-operative society registered under any law relating to co-operative societies working as arhtiyas/ commission agents/dealers ,enjoying good reputation in the area,having sound financial position,having sufficient experience in distribution of agriculture inputs to agriculturists and having satisfactory turn-over.

Part- II : 
Financing dealers engaged in distribution of cattle feed, poultry feed, dairy feed, fishery feed, etc., upto maximum amount of rs.40 lakh against their paid-up stock:

Eligibility :
 individual/firm/private or public limited company/corporate body or co-operative society registered under any law relating to co-operative societies working as arhtiyas/ commission agents/dealers enjoying good reputation in the area,having sound financial position, having sufficient experience in distribution of cattle feeds, etc., and having satisfactory turn-over.
 
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