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Banking & Credit :: Punjab National Bank

28. Scheme for Financing Apiculture (bee-keeping):

Purpose :

Financial assistance is made available for meeting ( Fixed cost) such as construction of honey houses; purchase of colonies; purchase of equipments like bee-boxes, honey extractors, smokers & bee veil, bee knife, hive tool, queen gate, feeder, solar wax extractor, plastic drums for storing honey, sting proof rubber gloves, etc recurring costs such as purchase of foundation sheets, sugar, medicines, gloves, etc.

Eligibility: 

small and marginal farmer(s)/ agricultural labourer(s) who are trained in bee keeping and individuals/association of persons/companies who possess adequate experience in bee-keeping and are desirous of taking up bee-keeping activity on commercial basis.

29.Scheme for Financing Sericulture :

Purpose: For cultivation of mulberry, rearing of silkworm and non-farm activities related to sericulture

Eligibility: individual farmers, shgs, firms, companies engaged in sericulture activity.

30.Scheme for Financing Kitchen Gardening:

Purpose: loan is given for initial expenditure on fencing, purchase of inputs like seeds, fertilizers, plant protection chemicals, land development, small gardening equipments.

Eligibility: 

Applicant be employed in a government/semi-government unit or in a co-operative/private sector organization of repute. however, he/she should not be working as an ad-hoc employee; professional and self-employed person having previous dealings with the financing branch; pensioner of central/state government or other government undertakings and should be having pension account with financing branch; wives of employees of government/semi government bodies and other organizations as aforesaid are also eligible provided loan for the purpose has not been raised by their husbands; staff members are also eligible provided they have sufficient space to undertake such activities; applicant must have vacant land in/around residential house with right to use such land; he/she should have a deposit account with bank for at least six months; the applicant should have adequate income for repayment of loan.

31.Scheme for Financing Green Houses:

Purpose : construction of green houses, purchase of equipments/machinery/inputs and other requirements including post harvest operations and marketing.

Eligibility : Progressive farmers who own required agricultural land, having some experience/training in green houses and are following modern agricultural technologies.

32.PNB kalyani card scheme :

Purpose: For meeting working capital requirement of agriculture/allied agricultural activities/ non-farm activities. 

Eligibility: literate / illiterate women dwelling in rural/semi-urban areas who have attained the age of majority shall be eligible under the scheme.

 
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