6. Agri Bike

Objective: To Provide mobility for farmers by financing new mopeds/Scooters& motorcycles

Eligibility: Farmers having a minimum of 3 acres of irrigated land or 5 acres of non-irrigated land with 3 yrs of good connection with us can apply for a loan under the scheme.

Purpose: New mopeds/Scooters& motorcycles

Amount: Max.50,000/-

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7. Agri Land

Objective: To finance Small and Marginal farmers for purchase of Agriculture land

Eligibility: Small & marginal farmers  with  5 acres of non irrigated land or 2.5 acres of irrigated land including the land under the scheme-share croppers also  can apply for a loan under the scheme.

Purpose: For purchase of land or fragment holding in the village in a radius of 3 to 5 kms.

Amount: Maximum of Rs. 2/-lacs

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8. Agri Business Consultancy

With the Indian economy opening up to investment from foreign sources and the realization of the potential of the agricultural and agri-related sectors, IOB has introduced various consultancy services. The objective of this division of IOB is to foster and encourage the growth of all agriculture related businesses.

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9. Sakthi Scheme for Upliftment of Downtrodden Women

Through this innovative scheme the bank has so far given vocational training to downtrodden women in the employment generating schemes:Till December 2003 under this scheme 1478 women have been trained with an outlay of over Rs.11.86 lacs. All these women who have undergone vocational training have been gainfully employed.The other avocation of training of the Trust includes screen printing, needle work, minor household repair, candle making, preparation of phenyl, dishing washing powder making, soap oil etc. targeting below poverty line women.

Entrepreneurship Development Fund for Women

To create awareness and to groom the entrepreneurial traits of educated unemployed women, our Bank is conducting Entrepreneurship Development Programme for Women under the aegis of Sakthi - IOB Chidambaram Chettiar Memorial Trust since as early 2000.