15. Financing Agri Clinic and Agribuiness Centers  

Eligibility: Graduates in Agriculture and allied subjects like horticulture, animal husbandry, forestry, dairy, veterinary, poultry farming, pisciculture etc,.

Objective:

• To supplement the existing extension network of Government system in accelerating the process of technology transfer to Agriculture.
• To make available supplementary sources of input supply and services to needy farmers.

Amount of Loan:

• The project can be taken up wither individually or on Joint/Group basis.
• The ceiling for the project cost by individual be Rs.10 lakhs and for the group at Rs.50 lakhs (@ Rs.10 lakhs per member of the group)

Subsidy:

• 25-33.33 % of the capital cost of the project funded through bank loan
• Interest subsidy for a period of first two years of the Bank loan sanctioned as per the net balance outstanding balance in the account.

16. Land Purchase Scheme

Eligibility:

• Small Farmers, Share croppers/Tenant farmers
• Land to be purchased not to exceed 5 acres of un-irrigated land or 2.5 acres of irrigated land, including the land already owned by the borrower.

Objective:

• To finance the share croppers/tenant farmers to purchase land to enable them to increase their income.
• To step up agri. production and productivity by making small and marginal holdings economically viable.
• To bring follow lands and waste lands under cultivation.

Loan Amount:

• Maximum of Rs.5.00 lakhs inclusive of cost of developmental activities proposed.
• Land cost including value of stamp, registration expenses etc. not to exceed 50% of the project cost or Rs.2.50 lakhs whichever is higher.
• Balance or 50% or Rs.2.50 lakhs to be deployed for developmental activities.

17. SHG Bank Linkage Programme - Direct Linkage To SHGs

Objectives: To provide thrift, credit and other financial services to the poor in all areas enabling them to raise their income levels and standard of living.

Desired Characteristics of the group:

• 10-20 members (Maximum not to exceed 20, as it requires registration)
  
• Active existence for 6 months ( which is the lead period for tabilization)
  
• Group meetings have to be regular with 100% attendance of members
  
• Savings by all members or lending among members with the thrift contributed by the members
  
• Active participation by all
• Adoption of economic activity

Loan Amount:

• Upto 10 times of the group savings including interest on savings.
• OD limit to well run SHGs

Margin: 30% of wholesale market price of the produce.